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MelissaSchober Julie asked what will be covered state to state. The honest answer is "I don't know."Some states -- TX, AZ -- have very few, if any, insurance regulations. Others, like my home state of MD, are high-mandate states. That is, they require insurers to cover lots of different kinds of care. As a result, insurance in high mandate states is typically more expensive. Some of the high mandate v. low mandate state thing is tied up with unions too. When unions couldn't increase wages as fast, they could increase ins. benefits so some high union states have generally better benefits packages.At the moment, it looks like most everything covered by http://http://www.cms.hhs.gov/medicaidearlyperiodicscrn/02_benefits.asp will be required coverage for all plans, public or private, if they want to participate in what Obama has called the exchange. The exchange would help uninsured folks buy insurance from a variety of plans -- private and public. You can read a summary of the Health Insurance Exchange on pp. 6-7 http://http://www.barackobama.com/pdf/issues/HealthCareFullPlan.pdf .I think quite a bit depends on the shakeout. The House's plan is more liberal, the Senate more conservative. And there are fights within -- the HELP Committee officially headed by Kennedy but with Dodd taking charge is more liberal than Senate Finance headed by Max Baucus.
over 2 years ago - Comment
